In recent years due to our changing climate the flooding of properties has become more common. Most flood claims are as a result of extremely heavy rain which causes drains to block and overflow leading to low lying areas been susceptible to flash flooding. Cases of this nature are often devastating to the home or business owners as they soon discover everything on their ground floor covered in water. Often times the water will take a while to clear and it is only then that the clean-up can commence. Even where there are only a few inches of water in a property this can also have long lasting affects if not dealt with adequately. It is also worth noting that if the flood water is anyway contaminated there will need to be specialist forensic cleaning and air-purification required. It is therefore critical to employ the expertise required to help you restore your property back to its original state and that is what Insurance is for. Following a flood the insured has a lot to deal with, from securing the damaged property from further damage to looking after distraught family members, to finding alternative accommodation. It is therefore important to appoint a qualified and regulated Loss Assessor at an early stage who can relieve you of the added stress of dealing with an insurance claim.
How we can help?
Eden Claims Management can help relieve the pressure on the policyholder following a flood by taking over the entire claims process including contacting the Insurance company, checking the policy to see if there is adequate cover, organising for utilities and services to be dis-connected if required, meeting the Insurance companies appointed Loss Adjuster, determining the scope of works required, preparation of detailed priced bills of quantities, compiling an inventory of damaged items of contents, negotiation of settlement and procuring a competent Building Contractor, Tradesmen or Specialists if required.