Subsidence Claim
Subsidence refers to the gradual sinking or downward movement of the ground beneath a building or structure, which can cause significant damage to the foundations and overall structural integrity of the property. This issue is particularly prevalent in areas with certain types of soil, such as clay, which can shrink and swell depending on moisture levels. Subsidence can lead to cracks in walls, uneven floors, and even issues with doors and windows not closing properly. If left untreated, subsidence can result in severe damage that requires extensive and expensive repairs. For property owners, this type of damage is not only stressful but can also reduce the value of the property. Eden Claims is a leader in handling insurance claims related to subsidence issues. This comprehensive service ensures that clients receive the full benefit of their insurance policy without the hassle of navigating the complex claims process alone. With a deep understanding of subsidence and its impacts on properties, Eden Claims offers a stress-free, professional service that helps clients manage and resolve subsidence claims swiftly and efficiently.
Common Causes of Subsidence
Soil type:
Properties built on clay soils are particularly prone to subsidence, as these soils expand and contract with changes in moisture levels.
Water leaks:
Leaking pipes, particularly underground, can wash away or weaken the soil beneath the property, contributing to subsidence.
Tree roots:
Trees planted too close to a building can cause subsidence as their roots extract water from the soil, leading to shrinkage.
Poor construction:
In some cases, buildings may have been constructed on inadequately prepared ground, making them more vulnerable to subsidence.
What to Expect from the Subsidence Claims Process
At Eden Claims, we make the subsidence insurance claims process straightforward and hassle-free. Here’s what you can expect when you work with us:
Initial Assessment:
Our team will visit your property to assess the extent of the damage and determine whether subsidence is the likely cause. We work closely with structural engineers and surveyors to provide a thorough and accurate evaluation.
Ongoing Support:
Throughout the process, we keep you informed and provide ongoing support, addressing any concerns or questions you may have. Our goal is to make the process as stress-free as possible for you.
Claim Preparation:
We will gather all the necessary evidence, including photographs, reports, and documentation, to prepare a comprehensive claim. Our team ensures that every detail is covered, giving your claim the best chance of success.
Claim Resolution:
Once the claim has been approved, we work with reputable contractors to ensure that repairs are completed to a high standard, restoring your property to its former condition.
Negotiation with Insurers:
We handle all communications with your insurance company, negotiating on your behalf to ensure that your claim is accepted and that you receive the full compensation you are entitled to.
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What should I do immediately after experiencing damage to my home?First, ensure everyone's safety, then document the damage by taking photos and notes. Contact Eden Claims as soon as possible to begin the claims process.
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What types of storm damage are typically covered by insurance?Storm damage generally includes roof damage, fallen trees, and water ingress due to extreme weather. Eden Claims can help confirm what your policy covers.
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How can I tell if my property is affected by subsidence?Common signs include cracks in walls, doors or windows sticking, and sloping floors. Eden Claims can arrange for a professional assessment to confirm the issue.
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Will my fire damage insurance claim cover smoke damage too?Yes, most policies include coverage for both fire and smoke damage. Eden Claims can help ensure all aspects of the damage are addressed in your claim.
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Does insurance cover environmental damage from an oil spill?Many policies do cover environmental damage. Eden Claims can help you understand your policy and ensure both property and environmental issues are properly addressed.
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What types of claims can Eden Claims help with for commercial insurance?Eden Claims can assist with a wide range of commercial claims, including property damage, business interruption, and liability claims. We ensure your losses are fully documented for maximum compensation.